Indemnity Plan What is the Indemnity Plan?
The Indemnity Plan is the “regular” plan that is offered through the Equity League. If you live in an area where an HMO is available and you do not choose an HMO, the Indemnity Plan is the plan that you are given by default. The Indemnity Plan is made up of a hospitalization policy and a major medical policy through CIGNA (Connecticut General Life Insurance Company.) Hospitalization services include, but are not limited to, the facility charges for emergency room visits, ambulatory surgery, in-patient medical admissions, etc. Major Medical services include professional fees, diagnostic testing, etc. Coverage for prescription drugs is provided by CIGNA (Connecticut General Life Insurance Company) participating pharmacies. Vision care is administered through Davis Vision, Inc. Dental coverage will be available to participants through a voluntary self-pay basis effective through the Connecticut General Life Insurance Company (CIGNA).
Related Questions
- Is the provider payment from Medicare different under the Aetna Medicare Open Plan than the Traditional Choice Indemnity Plan? Are providers bound by the same rules and regulations?
- What is the difference between an HMO and a PPO insurance plan? What if my plan is an "indemnity" insurance plan?
- Can I stay in the Traditional Choice Indemnity Plan instead of moving to the Aetna Medicare Open Plan?
