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In which way does the plan of health maintenance organization (HMO) works?

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In which way does the plan of health maintenance organization (HMO) works?

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A health maintenance organization is less flexible than PPOs and Indemnity plans but allow members for the lowest out of pocket expenses. A patient first has to move to a primary care physician for his approval before approaching a specialist. Traditionally HMOs give stress over preventive care. This plan generally does not cover newer medical procedure especially which are expensive (arguing it as an experimental). But HMO is well known to deliver better care than PPOs and Indemnity plans.

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