In What Percentage Of Cases Do Birthmothers Have Health Insurance?
Over 95% of birthmothers either have health insurance when they first call us, or we are able to secure some insurance for the birthmother and pay the premiums. The birthmother may be reimbursed for a copay, deductible or “20%” on an 80/20 plan. All such reimbursements must be completed through the agency, not paid directly by adoptive parents. All “direct” payments of any kind are not allowed as this could make the birthparents feel indebted to you and undermine the “voluntariness” of their consent to adoption. The adoption professionals should, at all times, handle any matters involving money.
