In the past 12 months, has the employers access to credit for business operations changed?
55% of the respondents reported that access to credit for business operations had stayed the same, 19% indicated that credit markets had tightened, while 23% were unsure or declined to answer the question. Only 4% of respondents reported that access to credit had increased. Some companies declared no shortage of cash flow due to conservative internal fund management or being self funded.
