In the event of a family members death, whos responsible for the upfront costs and fees to the funeral home?
Contact the funeral home where you plan to have her services. Explain your situation and see if they will bill you later. I know some of them will wait to get paid. Once you have all the information, if you do need money before the funeral, let your siblings know. Explain that they will be reimbursed from the insurance money and be sure that you write up a contract. Give them a receipt of any money you receive from them. Also, call your mother’s insurance company and explain that your mom is in hospice. Find out from them how long it will take for them to process your claim so that you can cover her funeral expenses. This way, you can give your siblings a better idea of when you can pay them back for your mother’s funeral. BTW, just because you’re the sole beneficiary, doesn’t mean you can’t split the money with your siblings. If it’s going to cause this much animosity in your family, you may want to consider that option. Your mom cutting them out of her will probably hurt their feelin