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In the event of a dispute, what happens if the payee won accept the substitute check as proof of payment?

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In the event of a dispute, what happens if the payee won accept the substitute check as proof of payment?

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The Check 21 Act specifically states that a substitute check is the legal equivalent of the original. Retailers, service providers, and the courts, are all required to accept the substitute check as proof of payment in the same manner as they would accept the original.

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