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In the context of a liability policy, what is meant by duty to defend?

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In the context of a liability policy, what is meant by duty to defend?

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A. Under most liability policies, the insurance company owes a duty to defend its’ insured in situations where a claim against the insured ever potentially seeks damages within the scope of coverage. The scope of the duty to defend and the specific responsibilities of an insurance company concerning this duty can vary considerably depending upon the facts and the type of policy in question.

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