In a vehicle accident with property damage whose insurance is responsible the drivers or the owners?
THE INSURANCE ALWAYS FOLLOWS THE VEHICLE. MEANING: THE REGESTERED OWNER IS REQUIRED TO FURNISH A VALID LIABILTY INSURANCE POLICY WHICH WILL COVER AN AUTOMOBILE ACCIDENT REGARDLESS OF THE DRIVER. IF THE OWNER DOES NOT HAVE A VALID POLICY, OR THE LIMITS OF LIABILITY ON THE POLICY ARE NOT SUFFICENT TO COVER ALL DAMAGES OR INJURIES SUSTAINED, THE DRIVER’S POLICY WOULD APPLY AS SECONDARY COVERAGE. HOPE THIS HELPS.
Related Questions
- I am a property owner and I am worried about liability issues if there is an accident affecting my property. What is the insurance arrangement?
- Does Property Damage coverage provide coverage to fix my vehicle if the other driver is at fault and has no insurance?
- In a vehicle accident with property damage whose insurance is responsible the drivers or the owners?
