In a traffic accident case, how can I get paid if the responsible party didn have insurance?
You can collect for your own bodily injuries through your own insurance policy if you have what is called “uninsured motorist” coverage. You can get your vehicle fixed under your collision coverage. You can get your medical bills paid by your Med Pay coverage or your health insurance. Your lost earnings may be paid by State Disability Insurance. All motor vehicle liability insurance policies sold in California are required to include uninsured motorist coverage unless you sign a waiver deleting it. Making a claim under the uninsured motorist coverage is tricky and you should have a lawyer represent you.
