Im in an HMO and Im going to be on an extended tour (9 months or more). What are my options?
We strongly advise that you transfer your benefits to the Indemnity plan, since the Indemnity plan will allow you to seek medical care with any doctor in the country. o You can transfer to the Indemnity plan effective with the first day of the month following your sending a notification of an extended tour letter to HMO Coordinator, Equity League Health Trust Fund, 165 West 46th Street, New York, NY 10036. o You can, of course, remain on the HMO and be covered by the HMO only for emergency treatment. Each HMO has coverage for emergency care if you are away from your service area. Generally the care is covered by the HMO if: a. the condition is defined as an emergency by the HMO, b. you have notified the HMO of the condition within the HMO’s stipulated time frame, and c. you have received approval by the HMO. (At no time can you expect the HMO to cover follow-up care, or care for a condition that the HMO considers is not an emergency). Any charges not covered by the HMO as an emergency
