Im in an HMO and Im going to be away from home 4 months. What are my options?
We cannot generally enroll you in the Indemnity plan unless you will be away for 9 months or more. o If you will be leaving in January of a year, you can use “Open Enrollment” to change your benefits to the Indemnity plan. Should you change to the Indemnity plan during “Open Enrollment”, you must remain on the Indemnity plan until the next “Open Enrollment” of the following year. o If you will be away from home less than 9 months and you are not leaving in July of a year, you must remain on the HMO. We advise you to take with you your HMO insurance card and review your HMO’s procedure for emergency care when you are away from your HMO service area.
