Im enrolled in a program that will lead directly to an advanced degree without earning a bachelors first. Am I eligible?
The financial aid office at your school will determine your grade level. If they consider you a Graduate/Professional student for the purposes of awarding financial aid, then you may apply for this loan. However, if you are not considered a Graduate/Professional student by the financial aid office, then you should apply for the NJCLASS Xpress Fixed Rate Program. Check with your financial aid office to determine your grade level for loans. At this same time, you should also discuss your eligibility for the Federal Stafford Loan and Graduate PLUS Programs, as you may be able to borrow the full amount you need though those programs. You may not need an alternative loan at all. If the student is a legal resident of NJ but is going to college out-of-state, is the student eligible for NJCLASS? Yes, as long as they meet the other requirements. Please review the eligibility information. Return to top of page If the student lives out-of-state but is attending college in NJ, is student eligible
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