I’m disabled but I have money in the bank. Can I get Social Security disability benefits?
Social Security does not consider how much money you have when determining your eligibility to receive benefits through Social Security Disability Insurance. If you meet the medical requirements for disability, and you have amassed enough work credits in recent years to be financially eligible, it doesn’t matter how much money you have in the bank. However, if you have not earned enough work credits in recent years to qualify for benefits through Social Security Disability Insurance, you may be eligible for Supplemental Security Income (SSI) benefits. In addition to being disabled, you must show that you have limited financial resources to be eligible for SSI benefits. Any money you have in the bank, as well as other assets, will be considered in determining the total amount of your financial resources.
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