Im desperate. Does anyone know a loan shark?
http://www.advantageloansUK.co.uk they will search for a loan company that will accept your application. They do use provident but if there is a better loan company in the uk they will find them for you. http://www.cgscreditcards.co.uk same thing but with credit cards. APRs on the cards offered range from 6% to 60%. They offer cards that specialise in people with a poor credit history. I work for the group that owns these companies so I am biased but I would recommend giving them a try if you definately think that finance is what you need. You may also want to try expanding your question so that people can give you advice on other options aside from borrowing money. There is often another, better, solution.