I’m an independent contractor who spends time on a number of different construction sites. What kind of legal protection do I need to have?
Ideally, all independent contractors should carry proof of liability insurance and health insurance. However, this isn’t always possible due to the rising cost of insurance coverage. If you are doing work under a general contractor, then you could potentially make a claim against him (or her) should the need arise. Ultimately, the best thing you can do to protect yourself, and your business, is to have excellent insurance coverage.
