If you cars frame is bent, is it totaled?
To explain it fully, you need to understand that your car doesn’t as such, have a frame. It will have something called a monocoque chassis. This is where the cabin area of the car (thats minus the doors, hood, trunk etc, but including the fender supports and engine bay, and suspension mountings, all go into making the ‘frame’ of your vehicle. If a part of this is bent, although the vehicle may not necessarily be Totalled, it would certainly be more expensive to repair than superficial damage. The frame can be straightened, but this is a lengthy process which requires special jigs and tools that not many garages have. The process takes a long while as the chassis needs to be pushed and pulled until it finally lines up again. It is a very hit and miss process. Most insurance companies base the value of repair against trade value of the undamaged car. If the repairs would cost more tha 50% of the replacement trade value, then they will Total your car. The only thing you can do to persuade
