If Yes, can she purchase the Pre-Existing Waiver Rider in order to receive coverage immediately for routine maternity care?
As stated in the answer to question 2, a pre-existing condition waiver may be purchased by anyone whose individual health insurance coverage was terminated involuntarily within 30 days before the date of application for CHIP coverage, provided that the person already has satisfied a pre-existing condition exclusion similar to CHIPs in the terminating policy. The cost of the waiver is a 10% premium surcharge. The six-month pre-existing exclusion will not apply to a person who is eligible for and purchases the waiver.
