If water seeps into my basement during a rain storm, does my Homeowners Policy provide coverage for damages to my home and personal property?
Homeowners Policies specifically exclude coverage for damage caused by flood or surface water, including seepage, unless the water entered the home due to a covered peril such as lightning or wind. Flood Insurance can be purchased through any licensed insurance agent and is provided by the National Flood Insurance Program. Contact our office or your homeowners agent for more detailed information.
