If the venue and all other suppliers to my event have liability insurance, do I need it myself if all I’m doing is bringing all the elements together as organiser?
Yes. You cannot rely on other peoples’ liability insurance – it is not generally arranged for your benefit. The claimant may pursue a claim on the grounds that you owe a duty of care to your guests and visitors. Even if the injury or damage is due to the negligence of one of your contractors, suppliers or the venue, as organiser you may well receive the claim in the first instance, and may find yourself in court. A legal liability insurance in your own name includes important cover for the legal costs involved in defending your position.
Related Questions
- If the venue and all other suppliers to my event have liability insurance, do I need it myself if all I’m doing is bringing all the elements together as organiser?
- My venue has specific wording to be added to the Certificate of Insurance. Can Event Liability Insurance accommodate this?
- I’m an event organiser or promoter. Do I need a licence?
