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If the subscriber is the only family member who smokes or has a BMI over 40, why cant the subscriber be on the 70/30 plan and the dependents on the 80/20 plan?

April 26, 2017BMI dependents family Plan smokes subscriber

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If the subscriber is the only family member who smokes or has a BMI over 40, why cant the subscriber be on the 70/30 plan and the dependents on the 80/20 plan?

1 Answer

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In order to be on a separate policy, a member must be eligible because of employment or retirement. Dependents are not eligible for their own policy with the Plan. Therefore, dependents must be on the same policy as the subscriber and have the same plan type (70/30 or 80/20) as the subscriber.