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If the hospitalization expenses is rupees three lacs, can I use my personal mediclaim policy for the balance of rupees one lac ?

April 26, 2017Balance expenses hospitalization LAC lacs mediclaim policy Rupees

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If the hospitalization expenses is rupees three lacs, can I use my personal mediclaim policy for the balance of rupees one lac ?

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Yes, your personal health insurance policy can be used for the balance of rupees one lac. In order to use this, the insured needs to take a certificate from the TPA (of group mediclaim policy), that the limit has been exhausted and submit the same to the TPA (of individual mediclaim policy). Aa broker should normally assist you in such situations.