If the borrower selects a service provider that was not selected or identified by the loan originator, is this considered a changed circumstance?
A. No, if the borrower selects a service provider that was not selected or identified by the loan originator it is not considered a changed circumstance. Q. If the borrower initially selects a service provider not on the loan originator’s written list, but then chooses to use a service provider identified by the loan originator, is this a changed circumstance? A. No. If the borrower initially selects a service provider not on the loan originator’s written list, but then chooses a service provider identified by the loan originator, this is not considered a changed circumstance.