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If TEP e-bill is free, why is there a convenience fee for credit card payments?

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If TEP e-bill is free, why is there a convenience fee for credit card payments?

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A. Credit card payments are processed by a third-party vendor that charges a convenience fee on each transaction. TEP does not receive any portion of the fee charged for credit card payments. Credit card payments are a separate service from TEP e-bill, which allows you to pay your monthly bill electronically using your checking or savings account, free of charge.

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