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If one retires from UC Davis prior to full retirement age, but wait to collect Social Security until full retirement age, will Social Security benefits be affected?

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If one retires from UC Davis prior to full retirement age, but wait to collect Social Security until full retirement age, will Social Security benefits be affected?

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Social Security benefits may be reduced if one retires from UC Davis prior to full retirement age, even if he/she waits to collect Social Security until full retirement age. Social Security benefits are calculated on one’s 35 highest years of earnings. The calculation is complex, and beyond the scope of this website. Visit the Social Security website or call them to find out how this will affect Social Security income.

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