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If my entity hires a consultant or presenter and he/she needs to rent a car, should the liability insurance be purchased from the rental company?

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If my entity hires a consultant or presenter and he/she needs to rent a car, should the liability insurance be purchased from the rental company?

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The Risk Management Fund cannot provide liability coverage for non-state employees, such as independent consultant’s or presenters. If the consultant or presenter doesn’t purchase the additional liability coverage from the rental company, his/her personal insurance coverage will apply to the rental car.

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