If my child has a trauma and goes to the hospital can she enroll in CoverKids at the hospital?
The child can apply at any time, but the coverage will not begin for approximately one month after the application, which is the standard for commercial insurance policies. Children should become enrolled in the CoverKids program before they become injured or ill. Newborns (up to four months of age) will receive fast track eligibility based on the date of application. If the newborn was not previously enrolled in an insurance plan, the three-month “go bare” is waived.