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If Ive set up a Direct Debit or standing order, and I realise there isn enough money in my account to cover it what should I do?

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With a bank account for bad credit, you can’t actually go overdrawn by more than a small amount (often around 10), and many accounts don’t allow you to go overdrawn at all. If you discover that there isn’t enough money left in your account to make the payment, you should let your bank know immediately (as well as the company expecting your payment) – you may be able to simply delay the payment until you have sufficient funds.

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