If Im a victim, am I responsible for any fraudulent credit card or bank transactions?
If you have been a victim of identity fraud and your card is still in your possession, you should not have to pay for anything bought on it without your permission (subject to the terms and conditions of your account). If your card has been lost or stolen, you will usually not have to pay, unless it can be shown that you have acted fraudulently or without reasonable care, for example by keeping your PIN number written down with your card. The same applies to any money lost through fraudulent bank transactions.
