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If I want to test the AVS response in live mode, are transactions actually processed and the credit card charged?

April 26, 2017actually AVS credit card live mode processed Response Test transactions

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If I want to test the AVS response in live mode, are transactions actually processed and the credit card charged?

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Yes. In order to test AVS you must submit either a live AUTH_ONLY or AUTH_CAPTURE transaction with valid address information. If the transaction is approved or declined (i.e., not errored) you will be billed for a single transaction by Authorize.Net and your processor.