If I printed a UBPR for a financial institution from December 2008 using the old system, why does it look different from the UBPR for the same institution from the new system?
As part of the conversion of the UBPR to the CDR, an extensive data validation project has been undertaken. As a consequence of that effort, the agencies have verified that most financial data in the UBPR has not changed. However, a few differences were inevitable and can be explained. Most differences are tied to differences in the precision or number of decimal places a computation is carried to. In the CDR system UBPR computations are carried to a higher level of precision than in the old system. These differences may show up in complex computations such as the tax equivalency adjustment. Although a difference in the dollar amount of the adjustment may be observed, typically those differences result in minor changes to UBPR ratios of a basis point or two. For additional details on changes to the UBPR content, please visit http://www.ffiec.gov/find/ubpr_contentchanges.htm Return to top.
