If I later decide to have thick rugs over the tiled or wood floor will the installed underfloor heat not work?
The flow rate through the underfloor heating pipes is set during commissioning, as is the temperature of the heating water. These can be adjusted to suit changes made after commissioning. Inevitably increases in the temperature of the water to compensate for the insulation of the floor by carpets would reduce the thermal efficiency of the heat pump. The laying of rugs is unlikely to reduce efficiencies significantly.