Important Notice: Our web hosting provider recently started charging us for additional visits, which was unexpected. In response, we're seeking donations. Depending on the situation, we may explore different monetization options for our Community and Expert Contributors. It's crucial to provide more returns for their expertise and offer more Expert Validated Answers or AI Validated Answers. Learn more about our hosting issue here.

If I have Total Disability and loss of income benefits, and I become Totally Disabled, do I receive the lump sum benefit plus loss of income benefit?

April 26, 2017Benefits disability disabled income loss lump total

0

Posted

If I have Total Disability and loss of income benefits, and I become Totally Disabled, do I receive the lump sum benefit plus loss of income benefit?

1 Answer

0

Posted

No. The policy is limited to the sum specified in Total Disability. If you do have such a serious accident and if, after a 52 seek waiting period you are deemed Totally Disabled, the insurer will pay the Total Disability lump sum, less any loss of income payments made.