If I go on vacation and rent a vehicle, will my New Mexico auto policy provide coverage while I am driving the rental vehicle or must I purchases coverage from the rental company?
If you vacation within the United States (and in most cases Canada), for liability coverage, the policy carried by the rental company will be primary (pay first), and your policy will be secondary (pay second). For physical damage to the rental vehicle, some companies insurance allow the broadest coverages you have under your comprehensive and collisions coverages to apply to the rental vehicle, subject to the deductible stated in your policy. Before renting the vehicle, you should check with your insurance company or agent to determine if your coverage applies to the rental vehicle. New Mexico requires your insurance policy act as the primary in New Mexico.
Related Questions
- If I go on vacation and rent a vehicle, will my Arizona auto policy provide coverage while I am driving the rental vehicle or must I purchase coverage from the rental company?
- If my car is in the shop for mechanical reairs, and I need to rent a temporary vehicle, does my auto policys rental car reimbunsement coverage cover this?
- Does business use of a rental vehicle jeopardize coverage under the drivers personal automobile policy?
