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If I don’t have enough money in my account to cover my checks or my ATM / debit card transactions, will my checks be returned and my ATM / debit card transactions denied?

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Probity Checking comes with Free Overdraft Protection which means that all transactions up to your overdraft limit will be paid. Overdraft limits are based primarily on credit history and the status of prior banking relationships. When you open Probity Checking, you’ll be eligible for an overdraft limit of up to $250. After 90 days of active account use, you’ll be eligible for a limit of up to $500. Overdraft protection is a non-contractual discretionary service and we reserve the right not to pay overdrafts if we determine that your account is not in good standing.

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