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If I decide to hold off making an election and someone in my family gets sick, should I immediately make an election to reinstate my Health Plan coverage?

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If I decide to hold off making an election and someone in my family gets sick, should I immediately make an election to reinstate my Health Plan coverage?

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Remember, as soon as you make your election, the 45-day clock on making your initial premium payment starts running. If the cost of the required care is less than the premium you owe up to that point, you might consider whether it makes more sense to pay the cost out-of-pocket and continue to hold off submitting your election. Remember, however, that you cannot hold off submitting your election beyond the 60-day election period. If the cost of the required care is greater than the premium payment would be, or if you are faced with inpatient hospital charges, for example, you should make your election immediately to reinstate your Health Plan coverage.

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