If I choose to link my U.S. Bank account to my CougarCard, will I be able to use my CougarCard to make credit card transactions?
No, when you link your CougarCard to a U.S. Bank account, it will serve as your ATM/debit card, or as your ATM/check card when you upgrade to the CougarCard Maxx. There is no line of credit associated with the CougarCard or CougarCard Maxx, and either card will deduct transactions directly from your U.S. Bank checking account.