If I cannot pay my utility and credit card bills anymore can the people I owe money to take my condo away?
You will definitely have your utilities cut off. The credit card company will send your bills to collections and your credit history will be ruined. As for your condo, if you can’t pay the mortgage, the bank will take it back, which is also known as foreclosure. Even if your bank goes out of business, the FDIC insures any amount up to $100,000. Therefore, it will not affect you financially. Have you tried applying to a fast food restaurant? Getting paid minimum wage is better than nothing. Try working a couple jobs at the same time.