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If I buy an individual (non-group) health insurance policy, what obligation does the insurer have to cover my civil union partner and children? Will I pay family rates?

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If I buy an individual (non-group) health insurance policy, what obligation does the insurer have to cover my civil union partner and children? Will I pay family rates?

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Since Vermont regulates all individual health insurance policies, insurers are required under Vermont law to offer coverage to civil union couples and their families which is equivalent to the coverage they offer to married couples and their families. If you purchase family coverage, you are entitled to family rates. Similarly, if you buy two-person coverage, you will pay the two-person rate.

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