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If I borrowed a Federal Stafford or Federal PLUS loan through a private lender in 2009-10 and I borrow a Federal Direct Loan in 2010–11, will I have to repay two different lenders?

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If I borrowed a Federal Stafford or Federal PLUS loan through a private lender in 2009-10 and I borrow a Federal Direct Loan in 2010–11, will I have to repay two different lenders?

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Yes. Your Federal Direct Loan will be serviced by the Department of Education and you will receive correspondence and payment information from the Department of Education.

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