If I became disabled which govt programs would pay me a disability pension?
Canada Pension Plan You must be disabled according to CPP legislation in order to receive benefits and there is a 3 month waiting period. The disability must be physical or mental, severe and prolonged. Severe inability to pursue any substantially gainful employment. Prolonged indefinite or likely to result in death. Employment Insurance Benefits are paid as a percentage of your weekly insurable earnings to a set maximum. E.g. 57% of the weekly insurable maximum or your regular earnings. There is a 2-week waiting period and is paid for a maximum of 120 days. EI is 2nd payor therefore if you receive benefits from any source of employment or group insurance benefits, pension income or compensation for an accident premiums are reduced $ for $. Workers Compensation Provides benefits for work-related disabilities only.
