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If I apply for optional coverage above the guaranteed issue during my first 30 days of employment and am denied due to my evidence of insurability do I loose my optional coverage?

April 26, 2017coverage days Denied employment guaranteed ISSUE

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If I apply for optional coverage above the guaranteed issue during my first 30 days of employment and am denied due to my evidence of insurability do I loose my optional coverage?

1 Answer

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No. If you apply for optional coverage above the Guaranteed Issue amount, we will automatically enroll you in the GI amount. Your denied approval for coverage above the GI amount does not affect your GI coverage.