If I am approved for State Disability Income (SDI) or Social Security Disability Income (SSDI) benefits, am I automatically entitled to disability benefits under my private disability plan?
Getting approved for SDI or SSDI does NOT automatically entitle you to disability benefits under your private plan. This often surprises people who rightly think that if they are found to be disabled by the government, they should be considered disabled by their own disability plan as well. Unfortunately, the law allows your private insurance plan to largely ignore any finding by SDI or SSDI.
Related Questions
- What is the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits?
- SHOULD I APPLY FOR SUPPLEMENTAL SECURITY INCOME ("SSI") OR FOR SOCIAL SECURITY DISABILITY ("SSDI") BENEFITS?
- Do I need to apply for Social Security Disability Income (SSDI) Benefits?
