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If I am a member of an HMO that does not have contracted providers in the Portland area, will the secondary insurance cover local (Portland) providers?

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If I am a member of an HMO that does not have contracted providers in the Portland area, will the secondary insurance cover local (Portland) providers?

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NO. The secondary insurance will only cover excess expenses rendered by a contracted provider. If there are no providers local to Portland it may be necessary for the student-athlete to travel to his or her home network to receive care.

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