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If an employee requests optional life coverage for self, or self/spouse/qualified domestic partner, and one of them chews tobacco, can they still get the nonsmoker discount?

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If an employee requests optional life coverage for self, or self/spouse/qualified domestic partner, and one of them chews tobacco, can they still get the nonsmoker discount?

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No, they must not have used any tobacco products or nicotine substitutes (Nicorette gum, patches, etc.) in the past 12 months.

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