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If an accident on my property causes injury to someone, how might my homeowers policy help protect me?

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If an accident on my property causes injury to someone, how might my homeowers policy help protect me?

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Liability coverage can protect you, your spouse, any relatives living with you, and anyone under the age of 21 who lives with you in case someone is accidentally injured or someone else’s property is damaged and you are liable. You can receive protection against claims that you are legally obligated to pay including bodily injury, sickness, and death of others, as well as related legal and medical expenses and accidental death benefits.

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