If a Qualified Beneficiary waives coverage under COBRA, can they subsequently change their mind and elect COBRA coverage?
A Qualified Beneficiary who waives COBRA continuation coverage during the election period can revoke the waiver before the end of the election period, but coverage will not be provided retroactively. Coverage under the plan will only be provided from the date of the revocation of the waiver forward. The revocation of the waiver will be considered made on the date that it was sent to the employer and/or plan administrator.
