If a home, business, or other structure within a special flood hazard area is damaged by fire, flood, wind, or other source of damage, can it be repaired?
Homes, businesses, and other structures within SFHAs can be repaired if damaged by fire, flood, wind, or any other source of damage, however if the cost of the repair equals or exceeds 50% of the pre-damage market value of the structure it must be brought into compliance with current SFHA construction requirements, which may involve significant alterations, including elevating all habitable areas of the structure above the 100-year flood elevation. Contact your community floodplain administrator for all requirements specific to your proposed project.
Homes, businesses, and other structures within SFHAs can be repaired if damaged by fire, flood, wind, or any other source of damage, however if the cost of the repair equals or exceeds 50% of the pre-damage market value of the structure it must be brought into compliance with current SFHA construction requirements, which may involve significant alterations, including elevating all habitable areas of the structure above the 100-year flood elevation (the BFE). Contact your community floodplain administrator for all requirements specific to your proposed project.
Related Questions
- If a home, business, or other structure within a special flood hazard area is damaged by fire, flood, wind, or other source of damage, can it be repaired?
- What if my property is located within a Special Flood Hazard Area (SFHA), but the structure is not? Is flood insurance required?
- Does elevating a structure on posts or pilings remove a building from the Special Flood Hazard Area (SFHA)?
