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If a customers family member has defaulted, will it affect the customers status in CIBILs records?

April 26, 2017affect cibils customers defaulted family records Status

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If a customers family member has defaulted, will it affect the customers status in CIBILs records?

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The CIBIL report has information of loan/credit details of the borrower only. Therefore, for a retail customer, it would not matter if someone in his/her family has defaulted. If the customers repayment track record is okay, his/her credit score will not be affected by that of his/her family members.