If a customer slips and falls in my store suffering only minor injuries, will my insurance pay for the medical expenses?
Your general liability policy provides a coverage called Medical Payments (Med Pay). The amount of coverage varies from $1,000 to $10,000. You can use the Med Pay to pay the medical expenses for the injured customer in situations where the customer does not intend to sue you. Med Pay does not require that you be negligent in order to effectuate a payment. This is considered no-fault coverage.
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- If a customer slips and falls in my store suffering only minor injuries, will my insurance pay for the medical expenses?