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If a credit report is pulled on a loan applicant who is not our customer, and there is an address discrepancy on the credit report, are we obligated to resolve the discrepancy if the loan is denied?

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If a credit report is pulled on a loan applicant who is not our customer, and there is an address discrepancy on the credit report, are we obligated to resolve the discrepancy if the loan is denied?

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You are only required to reconcile the address with the credit reporting agency if you “establish a continuing relationship with” the consumer.

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